Terms and Conditions

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Terms and Conditions

Welcome to [Your Website Name] (the "Website"). These Terms and Conditions ("Terms") govern your use of our Website and any services or products provided through it. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Website.

1. Introduction

1.1. The Website is operated by [Your Company Name] ("we," "us," or "our").
1.2. These Terms apply to all users of the Website, including visitors, customers, and subscribers.

2. Services

2.1. We provide [brief description of your services/products] through the Website.
2.2. By using our services, you agree to comply with these Terms and any additional terms specific to the service or product you purchase.

3. Direct Debit Payments

3.1. If you choose to set up a direct debit for any subscription or service, you authorize us to collect payments from your nominated account on a recurring basis, as outlined in your agreement.
3.2. You must ensure that sufficient funds are available in your account to cover the payments.

4. 14-Day Cooling-Off Period

4.1. You have the right to cancel your direct debit agreement within 14 calendar days of setting it up, without providing any reason.
4.2. To exercise your right to cancel, you must notify us in writing (e.g., via email or post) within the 14-day period.
4.3. If you cancel within the cooling-off period, any payments already collected will be refunded to you within [X] business days.
4.4. If you have used the service during the cooling-off period, we may deduct a reasonable amount for the services provided up to the cancellation date.

5. Cancellation After the Cooling-Off Period

5.1. After the 14-day cooling-off period, you may still cancel your direct debit agreement by providing [X] days' written notice.
5.2. Cancellation will take effect at the end of the current billing cycle, and no further payments will be collected.

6. Refunds

6.1. Refunds will be processed in accordance with our Refund Policy, which is available on the Website.
6.2. Refunds will only be issued for cancellations made within the cooling-off period or as required by law.

7. User Responsibilities

7.1. You agree to provide accurate and complete information when using the Website or setting up a direct debit.
7.2. You are responsible for maintaining the confidentiality of your account details and for all activities under your account.

8. Limitation of Liability

8.1. We are not liable for any indirect, incidental, or consequential damages arising from your use of the Website or services.
8.2. Our total liability to you for any claim arising from these Terms or your use of the Website shall not exceed the total amount paid by you for the services in question.

9. Changes to Terms

9.1. We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting on the Website.
9.2. Your continued use of the Website after changes are made constitutes your acceptance of the revised Terms.

10. Governing Law

10.1. These Terms are governed by and construed in accordance with the laws of [Your Country/State].
10.2. Any disputes arising from these Terms or your use of the Website will be subject to the exclusive jurisdiction of the courts of [Your Country/State].

11. Contact Us

If you have any questions about these Terms or wish to cancel your direct debit agreement, please contact us at:
[Your Company Name]
[Your Address]
[Your Email Address]
[Your Phone Number]

By using our Website and services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

Last Updated: [Insert Date]